The NeuroHomes Plan

This is an operational business plan for a hybrid nonprofit and social purpose corporation in active pre-development. Version 4, March 2026.

Organizational Structure

NeuroHomes operates as two coordinated legal entities:

NeuroHomes Foundation, Inc. — Washington 501(c)(3) Public Charity holds the nonprofit mission, receives government housing grants and foundation grants, bills Medicaid for peer support services, holds the NeuroHomes brand and trademark, and governs the organization through an all-Neurodivergent Board of Directors.

NeuroHomes Communities, LLC — Washington Social Purpose Corporation operates housing, agriculture, and commercial revenue lines. Holds the Life Skills App IP and the My Money app IP. Eligible for impact investment and revenue-based financing — funding pathways not available to nonprofits.

The hybrid structure allows NeuroHomes to access Oregon LIFT Rental, Washington State Housing Trust Fund, HUD programs, USDA Rural Development grants, and foundation grants through the Foundation, while preserving the commercial and investment pathways that allow the organization to grow toward financial self-sufficiency.


Governance

The Board of Directors of NeuroHomes Foundation, Inc. is entirely Neurodivergent. This is a structural commitment embedded in the articles of incorporation, not a diversity target. Board roles: President, Vice President, Treasurer, Secretary, Director of Agriculture and Land Stewardship, Director of Community Health.

The LLC’s Advisory Council mirrors this structure. Resident Councils at each site hold binding authority, not advisory status, over community rules, shared space, agricultural priorities, and staffing recommendations.


The Model

Four organizing principles:

1. Social ecology over shelter. NeuroHomes provides a community, not a unit. The designed social environment, with shared agriculture, communal gatherings, and structured peer interaction, is the primary infrastructure for wellbeing.

2. Subsistence agriculture as the backbone. Agriculture serves multiple simultaneous functions: meaningful daily activity, reduced food costs, shared community purpose, and modest commercial income. It is the social and economic spine of each site.

3. Neurodivergent-led governance. NeuroHomes is governed at every level by Neurodivergent people: Board, Advisory Council, Resident Council, and hiring preference for all staff positions.

4. Flat, accessible rent. $300/month regardless of unit type or income (within 60% AMI eligibility). No ongoing income verification. Compatible with SSI/SSDI. A justice position and a practical one.


Site Strategy — Columbia River Corridor

The Columbia River, separating Cathlamet, Washington, from Astoria, Oregon, is the geographic center of NeuroHomes’ service region, not its edge. A 45-minute drive connects both communities. They share a regional healthcare system, a common rural labor market, and service organizations that already operate cross-border.

This geography allows NeuroHomes to access Oregon LIFT Rental (tied to the Clatsop County development site) and the Washington State Housing Trust Fund rural set-aside (tied to organizational domicile in Cathlamet, WA) simultaneously. No single-state competitor in this geography can replicate that capital position.

Phase 1: Clatsop County, Oregon Clatsop County has Oregon’s highest per capita homelessness rate: 29.75 per 1,000 residents. The county has demonstrated political will for housing solutions through Project Turnkey, the Columbia Inn conversion, and Governor Kotek’s direct engagement with Astoria leadership. Target: 10–15 rural acres within the Astoria commute corridor.

Phase 2: Wahkiakum County, Washington. Phase 2 leverages Phase 1 outcomes data for a competitive Washington State Housing Trust Fund application. Wahkiakum County is among the most rural and underserved counties in Washington, whose geography the HTF rural set-aside was designed for.

Washington Commerce’s Traditional HTF general funding round opens June/July 2026. NeuroHomes is actively pursuing predevelopment technical assistance through Commerce’s Capacity Building, Outreach and Support (CBOS) program, which provides new developers with application support, development consultation, and bridge funding ahead of competitive HTF rounds. The Rapid Capital Housing round, opening April/May 2026, represents an additional near-term capital pathway.

Rural projects under HTF compete only against other rural projects, not against King County or urban applicants. Wahkiakum County’s population (under 90,000) qualifies as Rural under Commerce’s definition, placing NeuroHomes in the least competitive geographic pool while serving one of the state’s most demonstrably underserved communities. The By-and-For designation, available to organizations governed by and serving people with disabilities, including Neurodivergent individuals, targets a minimum 10% of HTF funds each cycle, an additional competitive advantage that NeuroHomes is positioned to claim.


Capital Strategy

Phase 1 — Clatsop County, Oregon Total requirement: $3.0M–$5.5M. Minimum to break ground: $1.6M + LIFT commitment.

Primary sources: Oregon LIFT Rental Loan ($1.5M–$2.5M, 0% deferred, rolling ORCA application) · USDA Rural Development Section 515/538 ($500K–$1M) · Oregon Community Foundation ($150K–$250K) · Meyer Memorial Trust ($200K–$400K) · Impact investors via LLC ($150K–$300K) · Land donation or below-market acquisition ($150K–$300K)

Phase 2 — Wahkiakum County, Washington Total requirement: $2.15M–$4.3M.

Primary sources: Washington State Housing Trust Fund ($1M–$2M, rural 30% set-aside) · Ferguson Housing Investment Fund ($200K–$400K) · USDA Rural Development ($500K–$1M) · WA HOME Program ($300K–$600K)

Immediate priority: Washington Commerce HTF Technical Assistance grant. Washington State Housing Trust Fund ($1M–$2M, rural 30% set-aside, Traditional HTF round opening June/July 2026; Rapid Capital Housing round April/May 2026)


20-Year Trajectory

20-Year Trajectory

YearSitesUnitsAnnual RevenueEarned Revenue %
1 (2027)00$250K0%
5 (2031)123$427K38%
10 (2036)268$1.01M68%
15 (2041)3 (PNW)135$2.1M79%
20 (2046)13 (national)~650~$7.5M75%+

Revenue diversification across: tenant rent, subsistence agriculture, NeuroHoney product line, community education services, life skills app subscriptions, My Money app subscriptions, Medicaid peer support contracts, and project-based Section 8 contracts.


Full Business Plan

The complete NeuroHomes Business Plan (Version 4, March 2026) is available on request. It includes full financial projections, occupancy stress testing, risk assessment, and theory-of-change documentation.


NeuroHomes Foundation is our nonprofit, focused on grants, advocacy, and housing development for Neurodivergent adults in rural Washington and Oregon. Flat $300/month rent. Neurodivergent-led governance at every level.

NeuroHomes Communities, Inc. is our Social Purpose Corporation, operating our housing sites, subsistence agriculture, the NeuroHoney product line, and our financial coaching app, My Money.